Spots quiet leaks
Subs you don't use. Plans above market. Duplicate debits.
Caught · 14:02
Netflix Premium · R 249 · unused 47 days
Cancel · Keep
Each card below is what you'd actually see on your phone. Permission-first — Nova drafts the next move and waits for your tap.






Spots quiet leaks
Subs you don't use. Plans above market. Duplicate debits.
Caught · 14:02
Netflix Premium · R 249 · unused 47 days
Cancel · Keep
Warns before tight days
Two debits land before your invoice clears — move funds today.
Tight day · Thu
R 8,420 out before R 12k invoice clears
Move funds · Snooze
Finds switchable spend
Three plans match your usage for 28% less. Two-tap switch.
Switch · saves R 312/mo
MTN 20GB → Rain 30GB · same coverage
Compare · Switch
Catches cold deals
A proposal — 11 days quiet. A short nudge usually rescues 6 in 10.
Cold · 11 days
Sarah · Q1 quote · reply drafted
Send · Edit
Watches supplier pricing
Q4 margins drift ~3%. Worth a 10-minute call this week.
Margin drift
Supplier A · +3.1% over 60 days
Call · Compare
Drafts the next reply
Reads the thread, drafts a fitting answer, waits for your tap.
Drafted
"Confirming Friday 10:00 — sending agenda."
Send · Edit

Replies drafted between transactions. The next thing tee'd up before you ask. You stay present — Nova stays prepared.
Surfaces who's blocked on you
Accountant waiting on a yes/no. Short reply drafted.
Blocked · 2 days
Accountant · VAT sign-off · yes/no
Approve · Open
Bundles small tasks
11 weekly chores grouped into one calm afternoon.
Bundled · Sat 14:00
11 small tasks · ~38 min total
Open list
Remembers the human stuff
Mom's birthday in 9 days. Two gifts already saved in your notes.
Birthday · 9 days
Mom · 2 gifts in your notes
Pick · Snooze
Plans your car around you
Service due in 1,200 km — Friday is the calmest slot.
Service · 1,200 km
Friday 09:00 · 4 km from office
Book · Pick day
Watches the small drift
Tyres 0.4 bar low costs ~3% per tank. Top up this week.
Tyres · −0.4 bar
~3% per tank · R 80/mo at current use
Remind tomorrow
Beats the year-end queue
Vehicle licence in 41 days — renew online today.
Licence · 41 days
Renew online · ~6 min · pre-filled
Open · Snooze
Notices when you're off
Sleep dipped Tue–Thu. A 22:30 wind-down tonight resets you.
Pattern · 3 days
Sleep −47 min avg · wind-down 22:30
Set · Skip
Picks the right window
Run at 17:30 — cool 16°C, your usual route is clear.
Window · 17:30
16 °C · route clear · 38 min
Add to calendar
Closes the small gaps
Hydration low on workdays. Two glasses before lunch.
Nudge · workdays
Two glasses before 12:00
Remind
Every card shows why it surfaced. No autonomous actions. No black boxes.